Also, be aware that there's a one-time $9 fee if you select a payment plan instead of paying upfront. What to look out for: If you agree to use the bill negotiation feature, you'll be charged 40% of what Billshark saves you for the service period. Mint also lets you create individual savings goals and has a bill negotiation feature through its partnership with Billshark. You'll be able to set up a budget and set spending limits for specific categories. The platform will split your expenses into categories and provide insights into your spending. You'll start by linking bank accounts, credit cards, investment accounts, loans, or mortgages to Mint. Mint is easy to use and has many money management features to help get control of your finances. Why it stands out: If you're a beginner looking to manage your finances primarily through an app or website, Mint is a great choice. Best for beginners learning to manage money: Mint Here are five excellent options you might consider if you're searching for personal finance software. Best for a hands-on approach: Google Spreadsheets.Best if you like filing your taxes independently: TaxAct.Best for tracking investment accounts: Empower Personal Dashboard™.Best for a detailed budget: Quicken Deluxe.Best for beginners learning to manage money: Mint.Find subscriptions you don't use and start saving from day one.See where your money is going and discover places to save.

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